How to Manage your Citi Prestige Credit Card Online

by anisur August 10, 2023

Citibank does not need any words of introduction as it holds the rank of one of the finest and oldest financial institutions of the world. You can get every kind of banking solutions from Citibank whether its related to your personal banking or any business solution. You can easily get credit card services, savings account facility, checking account services, mortgage options, loans, equity options, funds etc. from Citibank and all of these facilities are very easy to access. For this extensive service, Citibank got huge popularity since after its incorporation.

There are different types of credit card facility that is been introduced by Citibank for different financial need and Citi Prestige is one of them. You can easily log in to your Citi Prestige credit card account, and use your card for all of your day to day transaction easily. Now, if you are still not a member of Citibank and don’t have any idea about how you can be beneficiated from Citibank’s Prestige credit card services, then this is the appropriate article for you as here you will get all information regarding Citi Prestige credit card services. Here we will analyse step by step processes of log in, activation, registration, troubleshooting of Citi Prestige credit card. Before we start in detail, let’s have an idea about the benefits of a Citi Prestige credit card.

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Citi Prestige Credit Cards Benefits

You can get 5x rewards points on each and every amount spent on Restaurants and Air Travels related expenses using your Citi Prestige Credit Card.
You can get 3x rewards points on each and every amount spent on Hotels and Cruise Lines related expenses using your Citi Prestige Credit Card.
You can get 1x rewards points on each and every amount spent on all other qualifying purchases.
The reward points or thank you points which you will earn with your Citi Prestige Master Card, can be easily redeemable and it will never get expire too.
Also, Citi Prestige card will give you lots of travel benefits like – complementary 4^th night hotel stay, global entry application fee card, upto $ 250 travel credit option and a lot more.
Citi Prestige Credit Cards are covered with theft protection policy so that you can be rest assured about your purchases and transactions with Citi Credit Cards.
For all unauthorised purchases with your Citi Prestige card, if there is any, you can avail $ 0 liability charges.
There are lots of cashback offers for you if you use your Citi Prestige Card for day to day activities like buying merchandise, online payments, paying offline bills etc.
Citi Customer Care Service is always available for you 24 hrs. A day, 7 days a week, where you could solve out any of your problem with your Credit Card.
Citi Prestige Credit Card service is easily accessible from your phone also.
You can be always updated about your Citi Prestige Card account balance, dues, exhaustion of credit limit etc. with the notifications and alert service provided to you.
Also, you can avail the following facilities with your Citi Prestige Card like – Contactless Payment options, Digital Wallets, Check Credit card History, Enjoy Citi entertainment services etc.

Citi Prestige Credit Card Rates & Interest

Annual Percentage Rate for purchases with Citi Prestige Credit Card will be 16.99 % to 23.99 % which will be based on your credit score and it will also subject to change depending on the market scenario.
Annual Percentage Rate for Balance Transfers with Citi Prestige Credit Card will be 16.99 % to 23.99 % which will be based on your credit score and it will also subject to change depending on the market scenario.
Annual Percentage Rate for Cash Advances with Citi Prestige Credit Card will be 25.24 % and it will also subject to change depending on the market scenario.
Penalty APR that is associated with your Citi Prestige Card is 29.99 % and it will also subject to change depending on the market scenario.
You need to pay an annual fee of $ 495 for using Citi Prestige Credit Card as a primary card holder. If you add any authorised cardholder with your account, then there will be an additional charge of $ 75 which will be applicable.
Penalty fees for late payment and returned payment with Citi Prestige Credit Card is up to $ 40.
The payment due date of your Citi Prestige Credit Card is after 23 days after completion of previous billing cycle of your card.

Citi Prestige Credit Card Application Process

To apply for a Citi Prestige Credit Card, you can refer to below mentioned instructions –

First of all, you have to browse the following link to open the official web page of Citibank directly online.citi.com or you may search for the official web site of Citibank with the help of your web browser also.
After you get the desired webpage, you will be able to see an option as Credit Cards at the menu bar which you have to click to get the sub-menu under it.
From that sub menu, you need to click on the ‘View all Credit Cards’ option to get the list of all available credit cards options with Citibank.
Here you need to look for the Citi Prestige Card option and click on the Learn More & Apply button that you will get at the right side of the description box of that card.
In the next page click on Apply Now button to get the Citi Prestige Card application page.
In the application page of Citi Prestige Master Card, you have to enter the following information correctly – First Name, Middle Initial, Last Name, Suffix, Home address, Social Security Number, Date of Birth, Country of Citizenship, Mobile Number, Email Address, Security Word, Financial Information, Authorised User Information etc.
Now, you have to read all the Terms & Conditions of Citi Prestige Master Card carefully and tick the Agree & Submit button to successfully submit your Citi Prestige Card Application Form.
This is all about applying for Citi Prestige Card and if you follow all the above mentioned procedures as it is, you will be able to successfully apply for the Prestige credit card.
If you want, you can also dial the following number of Citi Bank and apply for Citi Prestige Card over phone – 1 -800 -841 -8826.
After completion of your Citi Prestige Card application method, your will shortly get your physical credit card if everything goes fine.

Citi Prestige Credit Card Activation

Now, after receiving your Citi Prestige Credit Card in your hand, the first thing that you have to do is to Activate your master card right away in order to make future transactions with the same. You can refer to below mentioned instructions to Activate your Citi Prestige Credit Card –

You have to again go to the official website of Citibank with the help of the following link – i.e. online.citi.com
There, at the right side of the page, you will get the Sign On widget of Citibank, where below that widget there will be an option as Activate which you have to click.

In the next step, you have to enter your Citi Prestige Credit Card Number in the desired blank field and click on the Continue button after that and you will go to the next step.
You need to follow further prompts and you will be able to Activate your Citi Prestige Credit Card successfully for further use.
Now, you need to sign up for an account at citibank’s official web portal in order to use your Citi Prestige Credit card further.

Citi Prestige Credit Card Account Sign Up

After you have activated your Citi Prestige Credit Card, you need to set up your Citi Prestige online account by doing the account Sign Up process with the help of below described steps –

Open the official website of Citibank with the help of the following link – i.e. online.citi.com and in the home page, at the right side of the page you will see the Sign On widget.
In the Sign On widget, there will be an option below the Sign On button as Register for Online Access.
You have to click on this Register for Online Access option and you will go to the next step of account registration process of Citi Prestige Master Card.
In the next step, select the Credit / Debit Card Number option and enter your Citi Prestige Credit Card Number at the desired field and click on Continue Set Up button after that.
Follow further prompts that you will receive afterwards from Citibank portal to complete the verification process and online account set up process of Citi Prestige Credit Card.

Citi Prestige Credit Card Login Guidelines Online

After you have registered your Citi Prestige Credit Card Online account, you can easily log in to your account and start using your master card online. For log in to your Citi Prestige Credit Card account, you can refer to the below-mentioned step-by-step instructions –

You have to again the official website of Citibank with the help of the following link – i.e. online.citi.com and in the home page, at the right side of the page you will see the Sign On widget.
Now, at the Sign On widget, you have to enter the User ID and Password of your Citi Prestige Credit Card account and click on the Sign On button afterwards.

You can also tick the Remember my User ID box if your device is safe to remember your log in credentials of Citi Prestige Credit Card account for future log in references.
After you log in to your respective Citi Prestige Credit Card account, you can avail all the benefits of your master card as mentioned above easily.

Citi Prestige Credit Card User Id And Password Reset

If you have forgotten the user Id or password or both of your Citi Prestige Credit Card account then you can reset them easily by following below mentioned quick steps :

At first go to the official website of Citibank with the help of the following link – i.e. online.citi.com to get the Sign On widget.
In the Sign On widget you will get the following links just below the Sign On button as Forgot User ID? and Forgot Password?’.
If you have forgotten the User Id of your Citi Prestige Credit Card account, you have to click on the first link i.e. Forgot User ID? Link and you will get another page where you have to enter your Citi Prestige Credit Card Number and after entering the same you have to click on Continue button to go to the next step. You have to follow further prompts that you will receive afterwards from Citi Prestige credit card portal, and you will be able to reset the User ID of your Citi Prestige Credit card account.
Now, if you want to reset the Password of your Citi Prestige Credit Card account, you have to click on the second link i.e. Forgot Password? Link and you will be redirected to another page where there will be different blank field to enter your Citi Prestige Credit Card Number and after entering the same you have to click on Continue button to move to the next step. You have to follow further prompts that you will receive afterwards from the Cit Prestige credit card portal, and you will be able to reset the Password of your Citi Prestige Credit card account successfully in this way.

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Citi Prestige Credit Card Payment

To pay the dues of your Citi Prestige Credit Card, you can refer to the above mentioned log in procedure and after log in to your account you can look for the payment option from account dash board and pay your Citi Prestige Master Card’s bill from there. Also, in your Citi Prestige Card Account, there will be Automatic Payment options which will help you to pay your credit dues on time every month automatically without even doing anything.