WayFair Credit Card Login at comenity.net/wayfaircard

by anisur July 19, 2022
Wayfair Credit Card

Wayfair Credit Card Login

WayFair Credit Card reward loyal customers of the online retailer for furniture and home goods. You will get 5% back on all purchases at Wayfair or its subsidiary brands Joss & Main, All Modern, Birch Lane and Peri gold. You can spend those rewards only at those same websites.

Here you can opt for interest-free financing on eligible Wayfair purchases for 6 to 24 months. You will need to reckon with retroactive interest at a high APR, or annual percentage rate, of 27.74% variable.

Benefits and Rewards of WayFair Credit Cards Login

  • Don’t need to pay annual fee
  • Earn $40 off your first order of $250 or more
  • Enjoy free shipping every day, no minimums
  • Get the choice of 3% back in rewards or special financing
  • You can apply in as little as 1 minute
  • Need to pay interest Rate of 26.99% variable APR
  • You will need credit Score of 580+


pay wayfair credit card



  • This card has solid rewards rate on purchases at Wayfair family of brands.
  • You will get offers rewards on everyday shopping at grocery stores and online shopping.
  • Earn free delivery on all eligible purchases.
  • Avail special financing for purchases over $199.


  • You can redeem your rewards only at Wayfair family of brands.
  • Need to choose between rewards and special financing plans.
  • You will not get any bonus if your first purchase uses special financing.
  • Earn free delivery already available to all Wayfair customers on purchases over $49.
  • Their special financing plans use risky deferred interest model.
  • Even for applicants with excellent credit the APR is very high.

How to Apply Wayfair Credit Card Login Account

You can easily apply for the WayFair credit card either online or in-person at its store. If you want to apply for WayFair card, then follow these simple steps to apply online.


Wayfair Credit Card Apply page


  • Then enter your Email address and click on continue.

Eligibility for Applyin forg WayFair Credit Card

  • Applicants must be over 18 years of age to use the WayFair credit card app.
  • You must have a good credit score to get this credit Card.
  • You need to be a legal resident of the United States.

Fees and Charges

  • Card type :Unsecured
  • Interest rate: 99% Variable
  • Annual fee:$0
  • Rewards: Choose between 5% rewards (only usable for Wayfair purchases) or flexible financing options
  • Security deposit: None
  • Foreign transaction fee: None
  • Credit reporting: Reports payment history to all three credit bureaus.
  • Cash advance fee: None
  • Cash advance APR: None
  • Late payment fee: Up to $39.00
  • Returned payment fee: Up to $39.00
  • Over The Credit Limit: None

WayFair Credit Card Register Online

If you want to register your wayfair credit card follow the steps.


wayfair credit card register page


  • After that enter your Credit card account number, zip code or postal code, and select Identification Type Social security number and

Enter Last 4-digit of ssn.

  • And lastly click on Find my Account button.


wayfair credit card register


How to Check Your WayFair Credit Card Balance


  • You will need to log in to your online banking account comenity.net/wayfaircard
  • Then follow the instructions as directed.

By Phone

You need to call the number at the back of your card.

  • Follow the prompts to have the automated system read your current balance.

How to Cancel Wayfair Credit Card

You can easily cancel your Wayfair credit card through an online banking method.

You can also call Comenity Bank’s customer service.

To close your account online,

  • First log in at comenity.net/wayfaircard
  • Then clickthe  “Help” button.
  • Select your desired question from the FAQ option.
  • Choose “Closing/Opening an Account”
  • Follow the instructions.

WayFair Credit Card Login

  • First Launch your web browser (Chrome or Safari) on the laptop or computer.
  • Then you will need to navigate to comenity.net/wayfaircard
  • Tap on the sign In option.


Wayfair Credit Card Login page


  • Type the username and password in the given place.
  • Finally, tap on ‘Sign In’ to continue.


wayfair credit card login


WayFair credit card password recovery

If you’ve forgotten any of your login details, then don’t need to worry about. You need to follow these simple steps for resetting your user’s name or password.

  • First visit the WayFair credit card login page comenity.net/wayfaircard
  • Click on the sign in option.
  • Then find for the “Forgot Username/Password?” link.


wayfair credit card forgot password


  • Click on it after finding the link.
  • Verify your account in that page.
  • Follow the on-screen instructions.
  • You can retrieve your username or password easily.

WayFair credit card bill payment

You can use the WayFair website or mobile app for making a WayFair credit card payment online. You can also pay by phone, through the WayFair mobile app, by mail or at a branch. Follow the steps mentioned below.

Online bill payment

You’ll first need to set up online access and then log in through the site or app and set up a payment account like your savings or checking account.

  • First Log in to your WayFair credit card account online comenity.net/wayfaircard
  • You can also launch the Wayfair App on your mobile device.
  • There you will have to choose “Payments” from the main navigation menu.
  • Select “Make a Payment.” Option.
  • Follow the instructions than “Review and Verify” to confirm the details of your payment.
  • Finally tap on the “Pay now” to make your payment.
  • You can set a payment date, amount, and payment account to be used for each automatic payment through selecting a Repeat payment option.


wayfair payment options


Payment through mail

If you want to use a check or money order but not cash, you can mail your payment in to WayFair card’s. Put your card number on the memo or note field of your money order or check so the company applies it to the right account. Make sure to send it early enough that it will arrive by the due date. Mail it to their official address.

Call In payment

You can make a WayFair Card payment by phone using a checking or savings account which requires calling at the number on the back of your card to reach the cardholders’ services.

Follow the instructions to make a payment. At the end of the call, you will get a payment confirmation number.


Also Read:

Bank of America Cash Pay Card

Access Evine Credit Card Login

Fifth Third Credit Card Login


Getting Started with WayFair Credit Card

Once you have activated your credit card then follow these steps to start using your credit card and optimize it to avoid fees, simplify your account management and earn rewards on your purchases.

  • First download  WayFair mobile app to simplify your finances, track your rewards, lock your card in case you lose it and more.
  • Set up your digital wallets, including Apple Pay, Google Pay, Samsung Pay, Garmin Pay and Fitbit Pay etc.
  • Then enroll in online banking using your SSN or TIN and your credit card information which will allow you to monitor your accounts, make payments, set up virtual cards and more.
  • Activate your Virtual credit card offered by WayFair. This will keep your real card information hidden and secure. add the Eno from WayFair extension from your browser and use it during online shopping.
  • Set Up your PIN. You will get a personal identification number (PIN) along with your card. If you didn’t receive it or you want to change the old one then you will need to call at the number on the back of your card. This PIN can be use in ATM cash withdrawals and for purchases abroad.

Set up your Autopay. After signing in to your WayFair online banking account select Pay Bills. Then select Payment options and then tap on Autopay option. This will help you to pay on time and avoid late payment fees.

Lock your WayFair Credit Card

You can-not freeze your WayFair credit card if lost or misplaced you can call WayFair credit card customer service at the number at the back of your card as soon as possible so they can cancel the card and send you a new one. Keep it in mind that you won’t be held responsible for unauthorized purchases. They provide you a $0 fraud liability guarantee.

WayFair Credit Card Customer Support

For general concerns, there is a customer support which will help you 24 hours a day, 7 days a week.

You can contact their customer service executives through the following details.

Customer Care Hours

Monday – Saturday

8am – 9pm ET.

Closed Sundays

Live Customer Care hours may vary on holidays.

Customer Care Address

Comenity Bank
PO Box 182273
Columbus, OH 43218-2273

Customer Care

1-844-271-2567 (TDD/TTY: 1-800-695-1788)



WayFair Credit Card FAQs(Frequently Asked Questions)

  • Which credit score do you need for a WayFair credit card?

You will need Credit Scores from 580+ to Apply WayFair aims its cards at folks with fair or poor credit scores. You can come across a review that indicates a recommended credit score range of 580+

  • Benefits of Wayfair credit card?

Avail special financing on eligible orders 5

Get 3% Rewards back on all eligible orders from their 5 Retail Brands

Earn $25 OFF on your first order of $100 or more

Enjoy free shipping on all eligible purchases

  • Can you pay your WayFair bill online?

Yes, you can make online payments 24 hours a day, 7 days a week. Your payment must be successfully submitted by 8 PM EST on or before your due date to avoid a late fee.

  • What bank does Wayfair credit card use?

Promotional financing is available with the Wayfair Credit Card Program and includes Wayfair, Joss & Main, Birch Lane, All-Modern, and Peri-gold, which are issued by Comenity Bank, that determine qualifications for credit and promotion eligibility.




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