www.payoff.com/goodbye – How to Apply Payoff Loan with Approval Code Online

payoff credit card debt

Apply for Payoff Loan with Approval Code :

Payoff personal loans are perfect for those who want to consolidate credit debt as they do not offer loans for any other purpose. They provide very competitive terms for credit card debt consolidation, with APRs starting from 5.99% and loan amounts up to $40,000.

Aside from the fact that they provide the loan for only one purpose, they have one big download too. They charge an origination fee to process the loan. For the origination fees, you will be charged between 0% to 5%, depending on the loan amount.

Benefits of Payoff Loan :

  • Better Than Credit: Payoff offers lower rates than most credit cards and customizable loan terms.
  • Simple and Easy: Payoff loans provide a single, fixed, and affordable money payment. Which will simplify your life.
  • Credit Boost: Paying your credit card will increase your credit score up to 40+.
  • Fast Application: The application process is fast and it will take a few minutes to check your rate online.
  • Focused on Credit Cards: Payoff loans are mainly designed to help you to eliminate high-interest credit card debt.

Payoff Loan Apply with Invitation Code :

In order to apply for the Payoff loan, you must have to check your rate first. If you have an invitation code, then you can easily check your rate. If you check your interest rate, it will not hurt your credit score. You have to follow these steps below to check your rate:

  • You have to click on this link www.payoff.com/goodbye.
  • Just by clicking on the above-mentioned link, you will be redirected to the official website.
  • There, on the required fields, you have to provide your invitation code.

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  • After that, simply click on the Check My Rate option to proceed further.

Apply for Payoff Loan without Invitation Code :

If you don’t have an invitation code, still if you can check your rate online. You have to follow these steps below to check your Payoff loan rates:

  • You have to visit the official website of Payoff.
  • For direct access to the website, click on this link start.payoff.com.
  • There, on the homepage, you have to click on the Check My Rate option.
  • You have to provide your legal first name and last name on the required field.
  • Then, to proceed further, you have to click on the Continue button.
  • On the next page, you have to provide your date of birth and click on Continue.
  • After that, you just have to follow the on-screen guideline to check your loan rates.

Payoff Personal Loan Rates and Fees :

The lower interest rate of Payoff is 5.99% or the higher is 24.99%. That is the lowest starting APRs available in the market and the maximum is higher than what some lenders offer but definitely affordable. Some of the competitive lenders have the maximum APRs up to 36%.

Payoff personal loan has an origination fee of 0% to 5% of the amount. The fees will be subtracted from the amount you get at the beginning. For example, if you approved for a $5,000 loan and your origination fee is 2%. Then you will receive $4,900 at the start. The origination fees are depending on the same factor that decides your interest rates.

The payoff does not charge any other fees. They don’t charge you for late payment and paying off your loan ahead of schedule. But the late payment might damage your credit score.

The minimum loan size of the Payoff loan is $5,000. So, you can borrow up to $35,000. They give you plenty of time to pay your loan off.

Also Read : Payment guide for Mr. Cooper Bill Online

How to Access Payoff Loan Account :

If you already started the Payoff loan, then you can manage your loan account online. You must have your username and password to access the Payoff loan account. Follow these steps below to access the Payoff loan account:

  • You have to click on this link start.payoff.com
  • Then, from the top right-hand corner of the page, click on the login button.
  • Then, provide your registered email address and password on the required fields.
  • After entering your loan credentials, click on the login button.
  • If your login credentials are correct, then you will be logged in to your Payoff loan account.

Pros and Cons of Payoff Loan :


  • APRs as low as 5.99%
  • Loans as high as $35,000
  • No prepayment fees
  • No late payment fees
  • Hight BBB rating
  • Farley low credit score needed: 640


  • Only for credit card debt consolidation
  • APR as high as 24.99%
  • Not available without SSN
  • No joint applications
  • 0% to 5% origination fee

Payoff Contact Info :

If you have any questions about the Payoff personal loan, then you can contact the customer service department.

Call At: 1-800-878-0901

Service Hours:

Mon-Fri: 6am-6pm (PST)

Sat-Sun: 6am-3pm (PST)

Email At: success@payoff.com


1700 Flight Way
Tustin, CA 92782

Reference Link :




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